Calculator
Loan-to-Value Ratio Calculator
Check your LVR and whether lenders mortgage insurance may apply.
Educational information — not personalised financial advice.
Loan-to-Value Ratio Calculator
Check your LVR and whether lenders mortgage insurance is likely to apply.
Loan-to-value ratio
75.0%
Your equity
$200,000
Indicative LMI
Not applicable
At or below 80% LVR, lenders mortgage insurance generally does not apply.
Educational information — not personalised financial advice.
Where this comes from: LVR is the loan divided by the property value. Lenders use their own valuation, which may differ from a purchase price or online estimate.
How this calculator works
Loan-to-value ratio is the loan amount divided by the property value. It affects product eligibility, pricing and whether lenders mortgage insurance applies.
Assumptions
- Lenders use their own valuation, which may differ from the value you enter
- Lenders mortgage insurance figures are indicative bands only
- Maximum LVR policy varies by lender, loan purpose and property type
Results are estimates for educational purposes and are not a lending decision, an approval or an offer of credit.
Other calculators
Mortgage Repayment Calculator
Estimate repayments, total interest and how the balance falls over time.
OpenBorrowing Power Calculator
See an indicative borrowing range based on income, expenses and debts.
OpenDeposit Calculator
Work out the deposit and total upfront funds a purchase may require.
OpenStamp Duty Calculator
Estimate transfer duty and government costs in your state or territory.
OpenRefinance Calculator
Compare a current loan against an alternative scenario, including costs.
OpenReady to explore your options?
Tell us what you're trying to do and we can connect you with a finance professional who may be able to help.